Well done, especially interjecting the legend of the kelpie, and Sir Thomas Bean (ick) and of course tying it into Christmas, cresting a great mood here. All nice fodder for the next chapters. I have to say there's nothing like some wee Scottish ghosts and possible 'Nessies' (some thing the Loch Ness monster is a water horse."
Christmas Round Robin
Thanks for a great addition to the story!